Property & Casualty Insurance for Businesses in SG
We know that every business comes with its own set of risks, from property damage to liability claims. That’s why our Property & Casualty Insurance is here to give you a peace of mind. Whether it's protecting your workplace, covering unexpected legal expenses, or safeguarding you from third-party claims, we offer tailored insurance solutions that fit the unique needs of your business.
Product Liability Insurance
Covers legal defense and compensation costs if a product causes injury or damage.
Public / General Liability Insurance
Protects businesses from claims involving third-party injuries or property damage, including legal defense costs.
Work Injury / Casualty Insurance
Covers medical expenses and compensation for employees injured at work, as well as legal defense costs if sued.
Work Injury Compensation Act
Comprehensive coverage for workplace injuries, ensuring compliance with Singapore’s WICA requirements.
Foreign Worker Security Bond
Ensures compliance with MOM security bond requirements for foreign workers.
Why You Can Count On Ad Maiora
Insurance Tailored to You
We take the time to get to know your business, so we can create insurance plans that fit you perfectly. Every business is different, and we believe your insurance should reflect that.
With You Every Step of the Way
Insurance can be confusing, but we’re here to simplify it for you. Whether you're exploring new coverage options or have questions about your existing policy, we're here to guide you through it all.
Here for You When It Matters Most
It’s not just about having insurance - it's about knowing someone has your back when things go wrong. Whether it's filing a claim or answering questions, we’re with you through every step of the process.
Common Questions about Property & Casualty Insurance
What is Property & Casualty Insurance?
Property & Casualty Insurance is designed to protect your business from physical damage to property and liability for injuries or damages caused to third parties. It includes policies like public liability, product liability, and workers' compensation.
What does Property Insurance cover?
Property Insurance protects your business's physical assets—like buildings, equipment, and inventory - from risks such as fire, theft, and natural disasters. It ensures that you can recover financially from unexpected damages or losses.
What is Casualty Insurance, and how does it work?
Casualty Insurance focuses on liability protection. It covers your business if it’s held legally responsible for injuries or damages caused to others. This can include third-party injuries, property damage, or legal expenses from lawsuits.
Who needs Property & Casualty Insurance?
Any business that owns physical assets or interacts with customers, suppliers, or the public should consider Property & Casualty Insurance. This type of coverage is essential for businesses in retail, manufacturing, construction, and hospitality industries.
Can I customize my Property & Casualty Insurance policy?
Yes, you can tailor your coverage based on your business’s unique needs. Whether you need more emphasis on liability protection or property coverage, our experts will help you design a policy that fits your business perfectly.